Announcement: Due to nearby construction, our phone lines are currently down. We apologize for the inconvenience and are working diligently to restore service as quickly as possible. In the meantime, you can access your accounts and services through online banking and the mobile app, or reach us through our online chat. We appreciate your understanding and will update you as soon as our phone lines are back up.

 

Personal Loans

We offer competitive rate Personal Loans for any circumstance.

Personal Loans

Cash – it’s essential! Whether for consolidating debt, making a major purchase, taking a vacation, or handling unexpected expenses, we need access to cash that doesn’t break the bank. Alabama Credit Union is here to offer you the personal loans you need for the cash you want at a competitive rate. And these unsecured loans give you the goods with no collateral required!

Banking

Personal Loans

  • Competitive interest rates
  • Loan terms up to 36 months
  • Affordable cash for debt consolidation, major purchases and more
  • No collateral required

Alabama Credit Union personal loans help you feel good about your money by giving you the cash you need at a low rate and a low monthly payment you can afford. Our unsecured loans give you cash that’s more affordable than a credit card or cash advance – but without the collateral required for some other types of loans.

Our friendly lenders make the entire personal loan application process easy. Because they’re local, they also can get you an answer fast and work with you more flexibly than national or online lenders can. And that’s a good thing!

You can apply for your personal loan online right now, at any branch, or even over the phone. Get started now.

Shared Secured Loans

Borrow against your savings and receive a lower-rate loan, while still earning interest on your financial resources on deposit!