Auto Loans
At ACU, we’re all about helping you feel good about your new purchase. We strive to make the buying process hassle-free, and with our competitive interest rates and flexible payment plans, we have the right auto loan for you.
New, used, or refinanced – we have an option just for you!
New or Used Auto Loans
With low auto loan rates and terms up to 72 months, we make our auto loans affordable and flexible. You can even buy a car from a dealer or person or buy out a lease – and there’s no prepayment penalty if you pay off your auto loan early. Plus, you can get up to 120% auto financing with Guaranteed Auto Protection and Mechanical Breakdown Protection. How you pay for the car matters – and auto financing with auto loan rates and terms that save you money is a good idea.
Refinance Your Auto Loan
If you’ve already financed your vehicle but want a lower monthly payment on your car loan, we can help! Our friendly lenders will help you refinance your auto loan and find the best financing options to help you lower your car payments. When you reduce the finance charges you pay, you have less total cost over the life of your car loan. You can also change the loan term from your original loan for more flexibility. Sounds good, right?
Enterprise Car Sales
There’s just no need to pay top dollar for a car. We’ve teamed up with Enterprise Car Sales so you don’t have to. Shop low-mile, 1- to 3-year-old vehicles that have the latest features you want most. You’ll get an upfront price and friendly customer service that goes the extra mile. It’s a great way to get a great vehicle at a really great price. And when you pair your vehicle purchase with the affordable auto loan rates that come with an Alabama Credit Union auto loan, you’ll have an auto deal that makes you feel good.